TY - JOUR AU - Nguyen, Thu Thi Hoai AU - Le, Hung Manh AU - Hoi, Le Quoc AU - Pham, Hang Thu PY - 2022/06/30 Y2 - 2024/03/29 TI - Impact of internal remittance on households' use of bank services: evidence from Vietnam JF - Journal of Economics, Finance and Administrative Science JA - jefas VL - 27 IS - 53 SE - DO - UR - https://revistas.esan.edu.pe/index.php/jefas/article/view/604 SP - 139-153 AB - <div class="intent_sub_item Abstract__block"><h3 class="intent_sub_title Abstract__block__title mb-1 mt-3">Purpose</h3><section class="intent_sub_content Abstract__block__text"><p>This study estimates impact of remittances from internal migration on households' use of bank services in Vietnam.</p></section></div><div class="intent_sub_item Abstract__block"><h3 class="intent_sub_title Abstract__block__title mb-1 mt-3">Design/methodology/approach</h3><section class="intent_sub_content Abstract__block__text"><p>This study uses data from the Vietnam Household Living Standards Survey and the two-stage least squares method (2SLS).</p></section></div><div class="intent_sub_item Abstract__block"><h3 class="intent_sub_title Abstract__block__title mb-1 mt-3">Findings</h3><section class="intent_sub_content Abstract__block__text"><p>The results show that receiving internal remittance increases households' probability of having bank accounts and using card services. However, these impacts are different between rural and urban areas.</p></section></div><div class="intent_sub_item Abstract__block"><h3 class="intent_sub_title Abstract__block__title mb-1 mt-3">Research limitations/implications</h3><section class="intent_sub_content Abstract__block__text"><p>The results of this study reveal the useful role of internal remittance in increasing the probability of households using bank services, thereby enhancing financial inclusion in Vietnam.</p></section></div><div class="intent_sub_item Abstract__block"><h3 class="intent_sub_title Abstract__block__title mb-1 mt-3">Originality/value</h3><section class="intent_sub_content Abstract__block__text"><p>Different from the previous studies, the purpose of this paper is to analyse the impact of internal remittance on the use of bank services in Vietnam at the household level. This paper targets internal migration because it is the main type of migration in Vietnam. Besides, to the best of the authors’ knowledge, this research is the first one that compares the role of internal remittance on households' use of bank services in rural and urban areas in Vietnam.</p><p>Doi: <a class="intent_doi_link Citation__identifier__link" title="DOI: https://doi.org/10.1108/JEFAS-05-2021-0074" href="https://doi.org/10.1108/JEFAS-05-2021-0074">https://doi.org/10.1108/JEFAS-05-2021-0074</a></p></section></div> ER -