Verma, A., P. Sandeep Dandgawhal, and A. Kumar Giri. “Impact of ICT Diffusion and Financial Development on Economic Growth in Developing Countries”. Journal of Economics, Finance and Administrative Science, vol. 28, no. 55, June 2023, pp. 27-43, https://revistas.esan.edu.pe/index.php/jefas/article/view/669.