Al-Harbi, Ahmad. “The Determinants of Conventional Banks Profitability in Developing and Underdeveloped OIC Countries”. Journal of Economics, Finance and Administrative Science 24, no. 47 (June 1, 2019): 4–28. Accessed March 2, 2025. https://revistas.esan.edu.pe/index.php/jefas/article/view/79.