Duppati, Geeta, Frank Scrimgeour, Surachai Chancharat, and Ploypailin Kijkasiwat. “Ethnic Diverse and Financing Choices Affecting of Business Survival: A Case Study of New Zealand Small- and Medium-Sized Enterprises”. Journal of Economics, Finance and Administrative Science 26, no. 51 (June 1, 2021): 160–174. Accessed May 6, 2024. https://revistas.esan.edu.pe/index.php/jefas/article/view/47.