Murray N, Manrai AK, Manrai LA. The financial services industry and society The role of incentives/punishments, moral hazard, and conflicts of interests in the 2008 financial crisis. jefas [Internet]. 2017 Dec. 1 [cited 2024 Apr. 26];22(43):168-90. Available from: https://revistas.esan.edu.pe/index.php/jefas/article/view/120